Point Mortgage Corporation in Chula Vista
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Chula Vista, San Diego County, California, US
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Site: http://www.pointmtg.com/
- Monday:8AM–5PM
- Tuesday:8AM–5PM
- Wednesday:8AM–5PM
- Thursday:8AM–5PM
- Friday:8AM–5PM
- Saturday:Closed
- Sunday:Closed
in: 2:00 PM - 10:00 PM
out: 12:00 PM
No pets
No parties
Smoking allowed
Additional rules
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COVID-19-related guidelines apply
Fire alarm
Carbon monoxide alarm
Security cameras
Safety rules
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Cancellation is free up to 5 days before
After 5 days, cancellation costs a 5% Fee
You can't cancel an ongoing event
Additional terms
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We got you covered
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Security cameras
Security patrols
Security alarms
Daily cleaning
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Daily cleaning personel
Cleaning tools
We take care of you
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24/24 concierge lodge
Direct phone liaison
Fire detection
Private entry
Swimming pool
Baby carriage
King size bed
Bathtub
Wi-Fi
Workspace
Television
Minibar
Air conditionning
Room service
Additional details
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Kim was super helpful and answered all of my questions very quickly. She and her associates helped me through the process of buying my first house and explained every step of the way. Their app is easy to use. If you want, the app sends a notification to your phone anytime their is action needed on your home loan or if there are any updates. Great experience!
June was a phenomenal partner to work with, she was instrumental in the buying process of my house. She went above and beyond her role, and helped us to even understand other portions of the buying process not related to the mortgage. To buy this house, I was also transferring a solar panel loan from previous owners which add complexity to the transaction but June proactivity and guidance helped us to be on top of everything and finalized the transaction. Thanks, June for all your support!
Point mortgage was on point with our whole buying a house experience. Omar is amazing his team is amazing and went above and beyond all lengths to make sure that my file was Completed I had a shout-out Escrow Company the escrow firm which I would say run if ever there in your view and Omar picked up the pieces where they fell off. Thank you Omar for making our ruff process more understandable and for being there through the whole process you are amazing.
My wife and I are first time homeowners. We had the pleasure of working with this great team. During the 2 month that took the process for the closing we were in constant communication with 3 wonderful women, Danaize, Ashley and Giselle. They were always there to answer all the questions and clarify every doubt we had during the process. We are very happy to have met these great people. If you are thinking in buying a house, look no further, contact Rocio and her team and like us in a couple of week you will be the owner of a beautiful house.
I had the blessing to work along with Juan, to purchase my new home and make my dream come true. Juan is AMAZING from A through Z ! He’s beyond professional, dedicated and always willing to help you at anytime, it doesn’t matter what time it is he always answers and has the patience to answer all your concerns.! I had the experience to work in the past with other Loan Officers and it doesn’t compare to him, hes wise and and has a lot of experience in his field! He goes above and beyond! I am forever thankful! Thank you Juan for your advices and guidance! God bless you!!!
We have known and worked with Juan Zelaya for several years. Always a pleasure because he and his team are quick and efficient. What is really important for us and our clients is he takes his time breaking down the process of applying for a loan. Our clients were never in doubt of what was being requested from them. Thank you Juan for another great closing.
Rocio and her team were wonderful through this process from beginning to end. Every question I had, they took the time to explain to me no matter what time of day or night. I would 100% recommend this team to anyone in the market for a new home, and I will definitely use them again in the future.
Point Mortgage was awesome and I am definitely recommending to my friends and family. Everyone we worked with from Point Mortgage was knowledgeable, professional and just really made the whole process easy. Kim really did an outstanding job and was a great communicator. Thank you Point Mortgage!
Laura Alatorre is the best loan officer I have had the pleasure of working with. Her knowledge, reliability, and customer-service ensured a quick close and kept our buyers fully informed and at ease before and during the entire transaction. A true professional and go-to lender when/if you need a lender that puts her clients first.
Michelle Nguyen and her team you were absolutely amazing. I could not have asked for a better team to assist with my loan. You walked me step by step in this process and no matter the day or time, you would always text back within minutes. Thank you for making this experience one of a kind. Michelle, from the bottom of my heart, thank you for all your help...It was a real pleasure doing business with you..♥
Very personal and attentive experience. Process was smooth and easy to follow. They walked me through the whole process with ease and took care of any hiccups that came up with open communication. Amazing experience and highly recommend this company. Working with Daniela was a true pleasure. Thank you so much!
Celina, Anthony, and Jackie have been absolutely amazing. I shopped around for mortgage companies and my real estate agent Paul recommended Celina and it was a blessing. She is incredibly knowledgeable about the mortgage process. I am a first time home buyer and they made the process seamless. On top of that great customer service, I got a great rate amd always felt like I was important to them. Thank you everyone at Point Mortgage and team Tomina, we will be doing business with you in the future!
Point Mortgage exceeded my expectations. It was my first time purchasing a home and I didn’t know where to begin. My loan officer Jasmine guided me every step of the way. My realtor Denise was excellent as well. Jasmine and Denise are awesome! I couldn’t ask for better customer service. They both were very knowledgeable and answered every question I had in a prompt manner. I was always kept up to date about everything. Jasmine was able to lock us in at an extremely all time low interest rate that no banks could offer. I would recommend Point Mortgage Corporation to anybody that wants a smooth, stress free home buying experience. If I could I would give 10 stars.
I worked with Team Michelle and Justine at Point Mortgage on my recent refinance of my home. Its been a pleasure working with both of them! I appreciated their promptness, efficiency, and superb customer service! Michelle was very responsive and quick to answer all my questions and concerns. Ive already referred many of my family and friends. I would not hesitate to work together again in the future if the rates improve again.
Sheri Keene and her team at Point Mortgage are the best! I can honestly say this has been the best re-fi experience we’ve ever had. Questions or concerns were responded to quickly, everyone is friendly and eager to help. Everything took place in a timely manner. We’re so pleased with their service. I definitely recommend Sheri and Point Mortgage!
We worked with Nelson Melendez to secure a loan for our first home. Our particular case was a little tricky for a number of reasons but Nelson acted as a staunch advocate for us and went the extra mile to help us. Nelson is a genuinely nice guy and dedicated to his job. We had a previous experience that really showed, in sharp contrast, just how good Nelson is. He takes the time to explain everything to you, in laymans terms and without talking down to you. He worked really well with our realtor and the title attorney as well, excellent communication. I would definitely recommend his services and Point Mortgage to anybody buying a home.
I worked with Brittany and Sergio as my lender and realtor. They made the process seamless and easy. The are the DREAM team. Brittany was so helpful as a first time buyer and made sure I understood my options, helped me get educated on my options and aided me in making the best decision for my first homePurchase. Sergio was incredible as realtor- was always on the lookout for new listings, was able to get me showings day of and was so patient in the process. Was super supportive, always knowledgeable about the property. They both never made me feel like I was being sold to but made me feel like they were on my team!! Thanks to the team im in my dream first condo!
Kim England and her team were so wonderful and easy to work with throughout my refinance. I would definitely recommend her to anyone looking to purchase or refinance a home. Also, the Point mortgage app was a nice feature that kept you updated as to where you are at in the refinance process. Thanks Kim and staff!
Julio and Sheri were absolutely amazing throughout the home buying process!!! Julio was recommended to us from a friend when we were starting our journey, and we are so grateful we got to work with him. Whenever we had a question, Julio would answer it almost immediately, and checked in on us to make sure we understood everything. If I could give them more stars, I would. Thanks, Point Mortgage, for helping us get our home!!!!
Veronica Morales helped me with purchasing a home for the first time and she was very helpful. Being the first time, she was so patient even though I had so many questions I felt so bad asking question after question but she had an answer and explained everything perfect. True professional loan officer, and I will be using them again in the future for certain!
We haven’t purchased a home in almost twenty years and felt very lost in the beginning ... Kim England and her assistant Kim Aberceli were so patient and awesome. They really helped us through the entire process even when we asked the same question for the fifth time lol. Nothing was hidden and they were upfront with everything. Thank you for making an overwhelming process a little easier . We are in our new home and happy. Thanks from the Cruz family
Ray Miranda from Point Mortgage helped me with my original home purchase loan two years ago and again this last month with a refinance. He explains things in terms that easy to understand. He and his team are responsive to questions via phone/email/text. They break down each step of the process and now that Point Mortgage has an app, it was even easier to track the progress of my loan. What I appreciate most of all is the reassurance that Ray has my best interests at heart. He will provide you with options, offers his opinion, and gives you the space to decide without pressure.
I dont typically write reviews unless the service was truly excellent. Refinancing our home with Juan Zelaya was a seamless process. He was very knowledgeable, professional, and kind. Not pushy at all, presented all the options and allowed you time to make your decision. I would definitely recommend!
I highly recommend to Point Mortgage Corporation, I had Blake as my loan officer, extremely kind patient man, always was willing to explain everything to me, from paperwork I was signing, what paperwork he needed from me, any questions I had. I was stressed buying a home but his patients and guidance helped me through it.
This team Rocio, Danaize & Charles are amazing they are on top of every single detail .They are extremely polite, organized & detail oriented. They resolve everything in minutes they have made the purchasing of our home the fastest and stress free process ever . We highly recommend them.
Mo is seriously the best! She is very knowledgeable and really looks to help you get the best outcome possible. She has really helped us make the right decision and had even told us to wait at one point for better timing and we just did a re fi and now saving close to 500 a month. Best around and super professional.
Point Mortgage and Kimberly are no. 1 in my book. We met Kim through my realtor who turned me onto her for financing a home instead of renting, which was what we were going to do. I already had one bad experience with the last home and mortgage co. we dealt with 3 years ago, so I was a little leery as it was. In the meantime , our credit score went up to very good in the 3 years of renting. We had no idea that we could qualify as a 1st time home buyer after 3 years of selling last house, so I went to Kim about that. I mentioned that we would have to wait another 2 months before it would actually be 3 years of selling last house. Not a problem, she still found a way to get us qualified without nothing down on a different type of loan. Kim was always quick to answer any questions we had , and we had quite a bit of them. Even after we bought our home , she is always staying in touch with info on home prices in the neighborhood, neighbors, ages of neighbors, education of neighbors, etc,etc. The best part though was when we received this letter with an offer that , if we paid the mortgage on time the last 6 months , we can qualify for a refi at the low interest rates at the time. Of course I am sitting there thinking Right too good to be true. I couldnt read the small print on it either, so I did the next best thing. Sent it to Kim and asked if it was bull, and if she could read the small print.. It was 2 hours or so after that, that she texted back that she was going to run some numbers ..Long story short, Kim got us refinanced at lower rate , went from FHA to Conventional loan, all in just 6 months of buying the house. Kim is awesome. Very good at what she does, no bull, just helpful and very kind. All the staff is like that at Point. Tried to keep this short, but couldnt. Too many good things.Robert and Sheri Perez
Mark Joplin with Point Mortgage has been a godsend! He has walked my fiance and I through every step of the home buying process with ease and professionality. There is an app that allows you to easily upload documents securely and see exactly where you are in your loan process. We are very satisfied with the entire experience and we recommend that if you are at any stage in your home buying skill set to look into Mark Joplin at Point Mortgage. Great guy and company!
I cannot be happier with my experience working with Point Mortgage!They were on top of everything and never missed a beat getting my documents together and assisting in completing the transactions.I never had to chase anyone or anything down, and they seemed to always be one step ahead of everything I needed.I will always recommend them (Especially Luiggi!!!) and use them for my future purchases!You wont be dissapointed!
I want to commend Sean McIIwain and his team (Amber) for their attention to detail. From beginning to end, Sean was very instrumental in making this process extremely easy. He was a consummate professional at all times, communicating and answering my questions in a very timely fashion.Thank you Sean and Point Mortgage. I guarantee you will not be disappointed when being represented by Sean at Point Mortgage!
I would like to take a moment to thank and acknowledge MariaLuisa and her team. Words cannot express how glad I am I chose MariaLuisa and her team as my lender. She is extremely professional, prompt on getting back to me, always available, and will go the extra mile to help the process run smooth. I will not hesitate to refer MariaLuisa to friends and family. I sincerely thank you and appreciate your help during this process.
Buying a home can be stressful for anyone. From looking for the perfect home, all the necessary documents that will be needed and not to mention the unforseen hurdles. However, everyone involved were helpful,friendly, and knowledgeable. Communication in any relationship is key and when purchasing a home is not any different. We were kept in the loop in every aspect and my family and I greatly appreciate it.Thank you so much for all you do !Amanda Lazcano
I’m a Retired Military Veteran (served honorably for over 23 years Active Duty - 2 Wars). I fully understand that the success of my career was having highly motivated, extremely professional and sustained superior performances by each member of my team. Having the opportunity to witness first-hand Jasmine & Brittney’s “can-do” spirited handling of Refinancing both my Rental & Primary Properties in a word “Amazing!!!!“They Guaranteed me that no other company could give me the lowest interest rate, nor can anyone out there close the deal, at the lowest rate.....and they were unequivocally correct in ALL ACCOUNTS.I personally contacted Navy Federal Credit Union, USAA, VA Loan Refinancing (to name a few) and non could offer what Jasmine & Britney offer and got my loans for there guaranteed rates.My Family & I are Blessed and Grateful for all their dedicated hard-work and efforts. Continual God’s Blessings in All Your Endeavors!
We started this process months ago. Kim EnglandAnd her assistant Kim A. were informative and caring when it came to the do’s and don’ts of the loan journey.We cannot be happier with this team and will definitely refer point mortgage to anyone looking for help.Absolute professionals beginning to end.
Kithia and Team are the best in the business.She is the Jordan of loans and her team is Pippen and grant. Dominating the gameI would recommend Kithia to everyone in the world that’s trying to get a loan today or in the future.I had no bad experience what’s so ever. They worked through the loan process as fast and efficiently as possible and I was treated like a human through the entire process.Kithia made my home ownership dreams happen,Thank you for everything
I am approaching the final steps of my point mortgage . Fifteen days turned into 3 months.Their subcontractor who handles appraisals wont count permitted additional sqft. The adjustment at the very beginning captures 17% of the total value of the home. You never see that again. 59 % of all equity forward of that compounded monthly is their factor.They hold second position on title and second position on insurance. They control the ability of any future loans. The documents needed are almost equal to full doc. They pay all tax burdens on your personal IRS debt taking away the opportunity to safeguard your rights as a taxpayer. ...more to come. Review and ratings may show more Stars based on conclusions. Just sharing the experience and opinions.Regards to all.
Start by saying it was of the most easily Refinance I ever done .....My loan officer Javan Francisco CarbonenoIs a blessing to know him He took the time to walk me through the process step by step highly recommended that if you are trying to buy or just refinance ,I dont ever put my personal business out there but what I have to say is the truth I purchased my house 2 years ago and monthly payment was $3,089 ... When I tell you that My experience was amazing and after Francisco was able get get me a 3.25% now I pay only $2,239.00 a month its crazy good Francisco and the entire team at point mortgage so believe me ask for Francisco Javan $850 plus two free months of free living my first paymentThank you Javan Francisco respect and love
I would like to say I delt with three individuals in obtaining a loan for a home those three was alfonso jeanette and isual .however I know there was more people involved and even though I didnt get to work or speak with you. I very much enjoy the service you provided. when Im ready for a second house I have your numbers
Omar was very knowledgable about VA loans and the approval process. We were very nervous about applying and getting approved to get the house of our dreams. Omar made it easy and got us the amount we needed to purchase the house we will raise our children in. Thank you Omar!
Entered all of our information online to apply for a home loan. Didn’t hear anything back for a week then emailed them. Still didn’t here anything back from them after two weeks and called them. Now it’s three weeks and still nothing. Going with another mortgage guy. Don’t waste your time. If I could give it 0 stars I would; wasted our time and a credit check and gave all our personal information to a place that doesn’t even bother to call us back.
Obviously the only way you get any response from these people is to leave a negative review. They did try to do business (and I mean that in the loosest terms) with me in recent months. Fortunately I did research and trusted my gut. If you look at the 5 star reviews of this place almost all of the reviews were done by people who only reviewed this place and nothing else. My opinion, stay away from this company. But hey, its your money.
If there is one thing I can say about Point Mortgage Corporation it is that they are excellent and working with them is like working with family.Jose Mata and Nelson Meléndez, with whom I have the pleasure of working, are always super professionals and also great human beings who work from the heart.
In our experience, we have no doubt that Mr. Paolo Luzardi was the Angel that God put in our path so that everything could be satisfactorily concretized. He, with his professionalism, patience, good faith, security and clarity in each step, made his accompaniment a path with good and satisfactory ending, I highly recommend the efficient and effective work of Mr. Paolo Luzardi...
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4.8 (147 comments)
Review №1
2022-04-16Great team! We had a very difficult mixed use income property loan and Kim and team handled it with professionalism, speed and experience. The app communication portal is awesome. It allows you to upload and monitor your loan. Great service provided!
Review №2
2022-03-17The ladies at point mortgage are AMAZING! They worked endlessly to ensure you close and purchase the house of your dreams. They’re always one call away from the start to finish. They provide you with a weekly update during the process so you’re never wondering where you stand . I WOULD DEFIANTLY RECOMMEND THIS TEAM! Trust me you won’t be disappointed. Thank you everyone at Point mortgage!
Review №3
2022-05-24I was very pleased with my experience with Point Mortgage. Juan and Maria were very responsive throughout my transaction, closing was super fast and pricing was competitive. I will definitely use Juan again for my future home purchases.
Review №4
2022-04-30Great team to work with and super FAST! The whole process was finished in less than a month. They set up a website specific to each client and uploading and providing the necessary documentation was a snap. Thank you Kim, Kimberly and Tyler!
Review №5
2022-06-15As a real estate professional I can say without any hesitation It was a true pleasure to work with Michelle Leon and all their team, they were on top of all the process, we was able to close in 15 days. I hope to work again with her in the near future.
Review №6
2022-08-19Stephany Puente customer service is impeccable!! Her commitment in helping you become a home owner is top notch service! Stephany has many years of experience and knowledge that makes the home buying process much easier. I would definitely recommend that if your looking into purchasing a home, you must contact Stephany Puente and Team Puente for all of your home buying needs!! @Point Mortgage
Review №7
2022-06-02Working with Point mortgage was just a great experience on time was very helpful with helping me download information needed explaining to me the difference opportunities was just a all-round great experience if i had to do it a again they would be the one i do it with .
Review №8
2022-07-14Nelson has been the best service throut. He is very profesional and efficient. Nelson is a great person. My husband and I are gratitud for everything.
Review №9
2022-07-13My name is Aray Otero, I am the listing agent for this transaction, great service from A to Z, Nelson was very good at answering every question we have, closing on time, no estress no surprises.Way to go Point Mortgage Doral
Review №10
2022-06-09The process was fast, Michelle is a very professional person who knows how to do her job, I am very grateful that she guided me on the way to buy my home. Thank you God Bless you.