LendPlus in Aliso Viejo
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Location on the map
Aliso Viejo, Orange County, California, US
Accessibility
Site: https://www.lendplus.com/
- Monday:8AM–7PM
- Tuesday:8AM–7PM
- Wednesday:8AM–7PM
- Thursday:8AM–7PM
- Friday:8AM–7PM
- Saturday:8AM–5PM
- Sunday:Closed
in: 2:00 PM - 10:00 PM
out: 12:00 PM
No pets
No parties
Smoking allowed
Additional rules
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COVID-19-related guidelines apply
Fire alarm
Carbon monoxide alarm
Security cameras
Safety rules
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Cancellation is free up to 5 days before
After 5 days, cancellation costs a 5% Fee
You can't cancel an ongoing event
Additional terms
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We got you covered
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Security cameras
Security patrols
Security alarms
Daily cleaning
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Daily cleaning personel
Cleaning tools
We take care of you
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24/24 concierge lodge
Direct phone liaison
Fire detection
Private entry
Swimming pool
Baby carriage
King size bed
Bathtub
Wi-Fi
Workspace
Television
Minibar
Air conditionning
Room service
Additional details
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I’ve experienced pressure from other lenders with undesirable offers, with Lendplus we had a great refinance experience. Paul Neuland was very helpful with everything we needed and gave us great options. I’ve already recommended him to my friends and would definitely work with him in the future.
Paul Neuland was hands down the best lender I have ever worked with. He took time and explained everything to me in simple terms that anyone could understand. It was so refreshing to have someone care to explain instead of just saying here are the numbers and sign here. Also Jackie Diaz was extremely helpful and both helped me close so fast on a refinance. I highly recommend them to EVERYONE!!!
Lend Plus has been the best mortgage refi experience we have ever had and we have had a lot of refis over the past 3 years. They are quick, communicative and worked in our best interest. They also use a great title company, Western Resources Title that was on top of everything. We even got our investment property approved without an appraisal. Lonnie Pearlman and his team were outstanding. I would recommend these guys over some of the big players like Amerisave and Quicken any day. We were done with both properties start to finish in 30 days.
Lend Plus is great to work with specifically working with Israel Chavez. We received news of being funded today with our new refinance rate! Israel was very honest and told me what to expect and when to expect it. They didnt make any empty promises and told me how long the process would take. I never had to haggle them as they would keep me posted with any updates periodically. Someone who can be anxious at times, if I did have a question or if there was a concern, I received an immediate reply from him. I would highly recommend them! Thanks Israel!
We searched for the best rate and low fee from various lenders and found Lend Plus got a competitive rate for our mortgage refinancing. We feel very fortunate to have worked with David (Dat) Truong. He always replied to our questions/concerns timely, sometimes late at night. He was knowledgeable & explained everything in details. He was able to coordinate the loan process very smoothly. Our loan was closed way before the rate lock expiration date. We will definitely refer David to our friends and relatives for their future mortgage financing needs.Thank you David!
The worse experience i have ever had. First they gave me a quote that at the end of the day couldnt deliver on. after 60 days they still couldnt close and wanted me to pay extra to keep the rate they had locked me at because by now the rates had gone up. Then because their staff and underwriter was taking its sweet time to get back to me they blamed it on me. My home insurance almost got cancelled because during the process they changed the name to their company but since we didnt close they didnt have the courtesy to change it back to my original lender. During the process I even referred them to my brother and they never answered his calls or bothered to call him back. He started his refinance with someone else and finished right away. I was glad they didnt answer him otherwise he wouldnt of closed either. Save yourself the hassle. this company is a waste of time.
Just had my refinancing done this week. It only took us 4 weeks to close, thanks to Brian Kamody who works 14 hrs /day to help you expedite the process. He is always available to answer your questions and will guide you through the application process. He is very knowledgeable, honest and always following up with your application. Also thanks to Colleen Hernandez, the dynamic duo from Lend Plus that I highly recommend for your mortgage financing. -Joel D. /CA.
I’ve worked with Cordie twice at LendPlus on refinancing my mortgage because she was so great the first time. She worked really hard at getting me the best deal possible. She was always patient and available to answer my questions no matter how insignificant. Cordie is very knowledgeable and truly cares about her customers. She wants only the best for them. I enjoyed working with her and highly recommend her to anyone looking to refinance. She’s the best!
I worked with Brian Kamody between December 2020 and February 2021 to refinance my home and he was an absolute joy to work with. Very meticulous with his work and was on top of everything. There were delays and hiccups during the process as everyone was extremely busy with the low interest rates. He made sure mine was locked in through the entire process and would explain anything in detail if I ever had a question. Would definitely go through him for a loan again!
My recent refinance experience was managed with extreme professionalism from beginning to end. I was kept accurately informed along the entire process. The process was efficient and smooth. Elaine Scott is a true asset to the company, she made the initial contact and remain with my until the end. She is knowledgeable and remain patient with me throughout the process. She is pleasant, professional and extremely helpful. At the beginning of the process I was a little cautious due to my prior mortgage experience but was pleasantly surprised and satisfied with the entire experience. This company is from real! Great job team!
They have great rates but if there are any issues dont expect a straight answer or ANY answer at all. It took 8 MONTHS to do my refinance. And I stuck that long because every month they would tell me that we are almost there. Then for almost a month CORDIE stop talking to me, no replies to my texts, emails or answering the phone, I had to call from a different phone for her to answer (that is just crazy). They blamed it on the Loan Processor which had quit (I had 3 Loan Processors) and from that point I mostly communicated with the Loan Processors (the second one straight told me before leaving that Lendplus is a mess) . When we finally were about to close then Cordie started to talk to me again like we were best friends and was very pushy for me to do things I needed to do (she wanted to be done within hours during my work hours). WORST experience ever. By the way, the issues were not because of bad credit or any issues of not enough income, etc. (I am not rich but fortunate to be in a very stable financial situation). I just refinanced another property with Ally (I recommend them) in less than a month.
I highly recommend working with Azin and her team at LendPlus. They were professional, proactive, and very responsive. Azin took the time to listen to our needs and helped answer all our questions. She was there every step of the way to make sure we received the best loan possible.
Our experience with Lend Plus and its lending agent, Paul Neuland, was outstanding from start to finish. Paul walked us through every step of the process, was in constant contact, and came up with the suggestion to lock us in at a low rate for 60 days. The rates went up but thanks to Paul and the team we were able to get the low rate that we locked in at. Even when he went on vacation he was in constant contact and checked in on the status of our paperwork and the loan. He made sure that he left us in good hands while he was away. The Lend Plus online portal was intuitive and easy to use.Paul was extremely easy to work with and down to earth. He spoke to my wife and I in a way that made the terms of the loan and the process extremely easy to understand. I feel as though by the end of the process he was not just our agent, but also our friend.
I want to thank Jackie Diaz & Edgar Ortega for their help with my refinance. They made the entire process extremely easy and kept me informed every step of the way. I have heard terrible stories about the refinance process but my experience with Lend Plus was as easy and as smooth as could be. I will for sure recommend them as they closed my refinance in a short 15 days from start to finish!
My husband and I entered the market for a refinance with a bit of skepticism. I had chatted with many people, many lenders. Loan Plus seemed a bit too good to be true, and I was a bit wary. The market was making little moves up and down, and Fletcher encouraged me to wait patiently, checking in with me daily. When a dip occurred, he called, secured the rate, and pushed the loan forward. He was friendly, thoughtful, and honest, communicating with us throughout the entire process. Elaine processed our loan, and the excellence continued. She was kind and quick... between the two of them we closed in less than 30 days with no surprises. For the best rate and lowest closing costs to incredible customer service— why would anyone shop for a mortgage elsewhere?
Lend Plus did an outstanding job getting me my loan. The entire team was very professional and they were always available to talk and hold my hand through the entire process. Their prices were very competitive and they provided amazing service. My loan officer Neal Engler always answered my calls and Lend Plus even funded my loan earlier than was promised. Edgar Ortega and Jackie Diaz were thorough with emails and kept up to date with all of the required paperwork. I had an amazing experience with Lend Plus and would highly recommend them to anybody looking for a loan. (5 stars).
Azin Gerayeli is the most outstanding Mortgage Banker I have ever worked with and her Loan Processing Team of Nahal Dastmalchi and Jackie Diaz were equally outstanding and indispensable in assisting with the completion of the mortgage procedure. All three of these ladies took care of me every step of the way to ensure that my loan was completed on a timely basis and the special loan rate was honored by the time of completion. These wonderful ladies have the highest regard for their customers and their due diligence and work ethic removed all of the stress out of my life throughout the entire process. They deserve a Five Star rating for sure.Ralph Mercer and Homa Hashemi
Lend Plus is amazing! So fortunate to have Israel Chavez and Jasmin Acosta behind me. They helped us get a great rate for our home loan and everything else went very smooth from there, so smooth that it was a quick 3 weeks, before we knew it, we were already signing the loan docs! Israel is up front about everything and answered all of our questions and concerns. He made sure we got the best rate and the best service. Ive dealt with some others on bankrate and they were responsive initially and then would no longer respond after I ask specific questions. Israel is very detailed oriented and very personable. Hes also very honest and truthful about everying, something you dont get from all of those money hungry lenders who come across extremely rude, like the recent lenders who have been advertising crazy rates on TV and Billboards. My only regret is that I didnt find him sooner for my previous refinance. You wont find anyone better than Israel! Thank you very much Israel and Jasmin!
It was a great pleasure working with Dave Truong at Lend Plus. We have been through many refinances and Dave has been one of the most knowledgeable mortgage banker which really helped us get the best deal from rates to fees saved. Dave had a proactive approach to everything that was needed along the way. I would highly recommend him and his company Lend Plus, to anyone that wants to complete a refinance. He put us at ease, and made sure the loan was going to get to the finish line. We couldn’t be any happier!!
Gary Rachner of Lend Plus recently helped me to acquire an excellent lowered interest rate loan to refinance of my existing mortgage, all within 30 days!It was a pleasure working with Gary and Kathy Mercer, who processed the loan documents. As a result of their vast experience, professionalism, knowledge, efficiency and more, this loan process went quickly and smoothly.There was good communication, courtesy and I felt great confidence in Gary and his team throughout the process. I highly recommend Gary Rachner and Lend Plus to anyone seeking a new or refinance loan!
Cordie, my loan consultant and Elaine, my loan processor were an amazing team! They were able to provide me with best rate and outstanding service. They were always quick to respond to my questions, day or night and worked tirelessly to process my documents in the most efficient manner. I have worked with numerous mortgage companies to finance my properties, and they are by far one of the best teams. If you need to buy or refinance a home, look no further and ask for Cordie and Elaine!
To All who want to work with an Awesome person Azin Gerayeli was just that as she helped with my refinance. Azin was very friendly and professional. She walked me through the whole process which went very smooth as LendPlus has a great team member for each part of the process. They locked me into a great rate and very low fees.I had been waiting and watching the rates for a while, what they advertised was solid.I am really old school and all the new ways to do documents online and scan with your phone were explained and worked well.Thanks to LendPlus and especially Azin I am saving a bunch every month.Thank You So Much Azin! Thank You LendPlus!Best,David
I just closed on a refinance with Cordie Bogard and it was a very pleasant and smooth transition. Cordie provided top tier service and was very responsive to my questions. She is very experienced. During this busy time with record low rates and a high volume of mortgage and refinance applications, Cordie was able to get me a great rate and assisted in getting my loan processed in 40 days! I highly recommend Cordie for your lending needs.
I contacted Lend Plus because I needed to refinance my mortgage. From the moment I first spoke with Laurie Marquez she was very helpful and thorough about what the refi was going to entail, the rates, and cost. She even went as far as sending me a follow up email with all the info she gave me over the phone. I initially decided to go with Lendplus because they had the best rates and lowest cost of all the lenders I compared, and Im glad I made that decision. Elaine Juezan was my loan processor and she was just as helpful and efficient as Laurie was. She kept me informed throughout the process and made the transaction seamless and quick. Great experience overall, thank you.
Brice and I extend our sincerest thanks to Lonnie Pearlman & Cindy Tran for their efforts and support for us in securing our refinance loan. We truly appreciate the time Lonnie took to explain the loan options available so we made the best choice. And all of Cindy’s efforts to coordinate & consolidate our submitted information. With your help and guidance you both made the submission process easy.Thanks again for all your help and support. We’ll happily recommend Lend+Plus to anyone looking for a new or refinance loan. Eliska and Brice
Hello all,Just wanted to share our review of our Lendplus loan. First off, we worked with Laurie M who is awesome!! Other loan companies never really felt trust worthy and were always in a rush with out explaining all details of potential loans thoroughly. Laurie was the exact opposite, she explained things well through out the loan process and we are very happy to have worked with her. Although the loan took 2-3 months to complete due to COVID-19 guide lines that was no fault of Laurie. We now have a new loan with a great interest rate that I don’t see getting any better than what we have now. Laurie again, your awesome and keep up the great work!!!! 5 stars!!!!
As an Realtor I have worked with many lenders, which meant when I was looking for myself I was very particular. I gave Paul Neuland a shot and he hit it out of the park! He was the perfect combination of straight talk and compassion. He was always available and has great communication skills. No matter how nervous or demanding I was. I have referred him to several of my clients since then and he does not disappoint. You want someone that cares about your home loan as much as you do, then Paul is your guy!! A++++
I did a cash-out refi through LendPlus. The entire process took a shade over 2 weeks and I received a great rate and pricing. This is the 3rd time I have worked with this company, using the same Loan Officer each time, Lonnie Pearlman. Lonnie and his colleagues, coupled with the companys online system, make what can be a stressful, and sometimes confusing, process easy to navigate and understand. Having three kiddos, a wife and a busy job (read: no free time!), I appreciate the efficient, customer-first and cost-effective approach used by LendPlus. Yes, its true that anyone in the market for a home loan has lots of choices, as have I, but I keep returning to the company I trust. Thank you Lonnie and LendPlus!
Lonnie and Lendplus did fantastic job for refinancing my home. We had a bad attempt at refiance with a much larger mortgage company (whos advertisement is seen everywhere) , but Lonnie and Lendplus was able to take over and do what they estimated pretty much on time. I would absolutely recommend Lonnie and lendplus to anyone looing to refinance their mortgage.
We worked with Azin Gerayeli at Lendplus to refinance our home and the process was so easy! Azin was very helpful and communicated with us through every step of the process. Uploading the needed docs and using e-signing for some of the disclosures made the whole process go so smoothly and efficiently. Azin helped find the best rate and mortgage for us and saved us so much money.
We really appreciate everything Jim did for us to refinance our mortgage.Jim was prompt, professional, and courteous. He was patient and thorough answering all of our questions. He kept the ball rolling and the process was completed in the time frame promised. He walked us through each step and always returned our calls or texts promptly. He is very knowledgeable in his field and answered all of our questions in a manner that gave us a complete understanding of the paperwork submitted. His attention to detail helped our loan documents flow through the system with ease, there were no delays. The loan process was quick and efficient. We are very happy and satisfied with the outcome. We highly recommend Jim Panthaki and LendPlus.Jess and Sara Garcia---Clovis, California
My husband primarily interfaced with Lend Plus and its lending agent Paul. He always had good things to say after interacting with Paul and he spoke extremely highly of Lend Plus. I heard them over the bluetooth in the car I immediately understood why he liked working with them as they were broing out together over the phone. All I really know about the process is that we got a great rate on our refinance that is saving us almost $700 a month. We were able to lock in a much lower rate than we had on the previous loan.
LendPlus and David Truong, Mortgage Banker, provided excellent and very competitive services for me with my mortgage refinancing. In my search for the refinancing, I found the proposed rate to be the most attractive available. The application website was easy to use. The information requested by LendPlus was appropriate. I was able to do my business with them 100% through the website. David was always very responsive and capable.
We found Lendplus in bankrate.com and we were extremely satisfied with their refinance process. We worked with Fernando Aristiz who was very professional and was available to answer questions we had. He was very honest with the loan process. I would recommend Lendplus to anyone looking to refinance their homes and to look for Fernando to work with you. Their closing costs were very reasonable and were incorporated in the loan.
I had a great experience working with David Truong, who is a Mortgage Banker at LendPlus. David was able to provide me with the most upfront, competitive interest rate I could find. He was very informative, and kept me in the loop along each step of the entire loan process. David always responded to my emails and text messages, usually within a few minutes and he was easily accessible by phone as well. He was always available to answer all of my questions and address any concerns that I had. Great customer service!! Thank you once again David!
This is my 2nd time refinancing with Kevin Cano. Excellent customer service, and very transparent. The first time I refinanced in December 2019, and at that time, I was comparing 4 lenders. I decided to go with Kevin because he was very responsive and answered all my questions promptly. I could call or text him as late as 10 pm, and he would reply to me. I just closed my refi with him again a few days ago, and this time I didnt bother shopping around and went straight to Kevin cause I could trust him with the best rate and quick and easy process. I just had to upload documents to their portal on a timely basis, and Kevin took it from there. I highly recommend Lend Plus and their team: Kevin Cano and Jacky, Edgar, and others. Very professional and courteous service.
I rarely spend time writing reviews. But for Cordie, I want reluctant customers to know she is professional and will go the extra mile to get you the best possible rate. She is readily available to answer questions and is prompt and clear in all her communications. She has a team of loan processors who are equally hard working and processional and will do their best to get you to close on time. She has made the refinancing process seamless and painless. Thank you Cordie.
Cordie and Elaine were awesome. Cordie was able to deliver more than originally promised. Elaine was very easy to work with and processed the loan with ease. I highly recommend them to any veteran looking to buy or refinance a home. I used their service for a refinance and got excellent service from both of them. Thanks for reading.
Representative Paul Neuland did an outstanding job for me. Locked me into a very low rate with the payments that I can afford. He was timely and worked very hard for me in getting my loan. Very pleased with Paul and I recommend anyone who’s searching for a loan to contact Paul Neuland. You will not regret it! Thanks Paul!
Kevin and the team supporting him exceeded my expectations on every level. This is not my first refinance event, but it was the best experience that I have ever had. The job performed was beyond well done! Each member of the team, from Kevin to Team Edgar to Jennifer/Tico to Silvia (my notary, coming to my office for my convenience) exceeded my expectations for exceptional customer service and responsiveness! I was so happy that I didnt shop outside for services that I could shop for because the performance I received from the existing team was TOP NOTCH. I have no hesitation recommending this group for your mortgage financial needs and I have already done so to my friends. Each person played a pivotal role in getting me to a better financial position with my refi. and competitive rates. More importantly, these people can be TRUSTED. There was no fast talking/double talk or talking down to me, which I have encountered from other providers. I will be a repeat Lend Plus customer! They eliminated the stress that normally comes with a refi. and made my process EASY. Thank you Lend Plus!!!
This was the easiest refinance I have ever gone through, it was seamless and Elaine was phenomenal. It was done quickly and professionally and I was always able to get a hold of someone and get my questions answered quickly. They beat our previous lender by a landslide. Thankful for the great service and appreciate all the help from Elaine!
I really felt like Paul has my best interest at heart, and it’s so hard to find someone who you can trust, He absolutely knows the lending industry, and his professionalism was very reassuring. He went through my entire financial situation and structured my new loan to get the maximum benefit with the least cost, and counseled me, at length, on how to avoid getting into debt. I will definitely use him again, and would highly recommend asking to work with Paul if you are purchasing or refinancing your home.
Worked with Azin to refinance two loans and it was the easiest and most pleasurable experience Ive ever had. Azin was the most efficient Mortgage Banker Ive ever worked with. She is a BIG asset to Lend Plus and they should know how to keep her happy :). From here on anyone asks me about mortgage referral, she will be the only one I will recommend.
Beyond exceptional!!! We had the great pleasure of working with Paul Neuland, if we could give a 10 star rating we would!!! He was so prompt and professional, not to mention incredibly knowledgeable in our type of loan. We had a VA loan and man did he know his stuff, saving us about $16,000!!! We defiantly made the right choice to work with Paul and his team versus another lender that we were considering. Looking back we saved money time and headaches. Our experience with Paul and his team was delightful not to mention he has a wonderful sense of humor, really happy positive helpful attitude that’s just ready to go! When it comes to any other home finance need we might have in the future we will defiantly go back to Paul and his wonderful team over at Lendplus!!!
Fletcher Brinson was such a wonderful loan consultant . I had got my Refinance done at the beginning of the year it was a great experience very smooth and professional I don’t mind Mr. Brinson’s lively personality.Very pleasant and humorous man made everything comfortable and as convenient as possible to get my refinance done.I rate Mr. Brinson A+ on making this a less stressful and worrisome transition.I appreciate his help also his support staff in making my refinance a wonderful experience.Thank you so much Mr. Fletcher Brinson And support staff👍🏼👍🏼👍🏼👍🏼L.Rodriguez
Working with Lend Plus to complete my refinance was no other way to describe but as so EASY. Edgar Ortega and Jackie Diaz went above and beyond to help me with every step of this refinance. When an issue came up with my former mortgage company Edgar spoke with the company and was able to resolve the issue with ease. Jackie was quick and walked me through each email and all documents that was needed. Fletcher also was great to talk to and always available when I had questions. As a single mother of 5 my life was not stressed in anyway because of this refinance and this team at Lend Plus has helped me find a breath of fresh air within my finances. Thank you Edgar Ortega and Jackie Diaz!!!!
Ive been working with Paul Neuland on my refinance and I must say that he went above and beyond to make sure that my loan was able to close in a timely matter. I highly recommend Paul and his team, Edgar and Jackie, for helping me out when other lenders would not. Dont hesitate to call and ask for Paul, Im sure he will be able to help you as well.
When interest rates dipped I started reaching out to a couple of lenders to refinance our existing home loan. After speaking to several lenders that included a well-known company we see on tv, rhymes with “docket” I got tired of listening to same sales pitch. I was about to end my search when I decided to give this lender a try. Azin Gerayeli began contact with me as soon as she received my inquiry. After discussing my goal for refinance, she was open and honest about fees and when she saw an opportunity to lock in a rate, she was ready to go. I experienced a couple of snafus on the processing side due to Covid however I could always count on Azin to communicate my concerns and always came through. I will refer her and Lendplus to anyone looking for exceptional service.
Waste of time and effort. Save your time and work with a reputable company. I Locked a 30-day rate in May and now 65 days later there is no end in site. No one even contacted me after the locked expired, so still no clue if the rate would still be honored. I have great credit and gave them everything they asked for with in 24 hours. They will use Covid 19 as an excuse, but the fact is they are requesting documents 60 days into the process that my new lender requested within a week.I pull the plug on this useless company and moved to a new lender that values me as a customer. Additionally, my new lender locked me in at a lower rate too!
Excellent Customer Service! LendPlus was a god send with all my mortgage needs. Brian Hartley/Senior Mortgage Banker was the individual I worked with. He was attentive, patient and made the whole process as seamless as possible. Buying a house is nerve wracking and stressful however working with LendPlus was the best part of my home buying experience, outside of landing my dream home! I was confident that I received the best value and terms and even compared it two other lenders for verification; as this was my first home buying experience. I also worked with several other individuals with LendPlus and everyone was extremely professional and accommodating. You will not regret using LendPlus for all your mortgage needs!
“Above and Beyond “. This is the type of professional service that Jim Panthaki has given in helping me refinance both my primary and income property simultaneously, one of which needed to be closed within a fast approaching deadline. Jim is excellent at what he does , he is someone who makes you feel comfortable as though he has known you for many years.He kept things positive with encouragement as he coached me along when I felt that my attempt to refinance was going to end up useless. So many other more well known refinance companies promised, but could never deliver. I also want to thank Jackie , Edgar and anyone else who made things happen. Lendplus has a great team of skilled, hard working professionals. Keep up the good work. I would definitely recommend Lendplus to anyone looking into refinancing.Peace and GoodnessRaul RodriquezBakersfield Ca.
My husband and I just recently worked with Paul Neuland - 5 stars does not say enough about him! He talked us through the loan process every step of the way. There were several curve balls thrown at Paul and he took them all in stride, hitting them out of the park for us. Our end result was getting an excellent rate and a wonderful experience of purchasing a home with Pauls hard work and the amazing help of Elaine Juezan. Thank you Lend Plus team!
We just did our 2nd refinance in just 3wks from start to finish @ LEND PLUS with the amazing Azin Gerayeli and her awesome team (Jackie, Nahal & Healther) Azin is very helpful, professional, knowledgeable, experience, honest and prompt. Thanks Azin and the Lend Plus team for the excellent service!
Laurie Marquez offered EXCEPTIONAL customer service. I initially walked away from Lend Plus because I was given a better offer, but she won me back and was able to warn me of hidden fees of the other lenders offer. She won me back by her courteous way of handling the situation, and by being honest, available (she always answered or called me back right away to answer questions). She was extremely patient with me. The lending process was in the middle of a very hectic, stage of my life, and she handled my impatience with kindness and care. She was able to juggle personable AND professional flawlessly. She is really GOLD and an incredible asset to your company.
I am so thankful I found Paul Neuland, at Tri-Emerald Financial. I was already in escrow on my new home when I decided that I was super unhappy with another company. My colleague recommended I contact Paul and I could not be more thankful. Paul was so responsive and kept me informed of the entire process each step of the way. The loan rates were very competitive with other places. I would highly recommend Paul Neuland to all my friends and family!
Azin Gerayeli is our Senior Mortgage Banker and provided us with the most outstanding service throughout the entire process of refinancing our home loan. This is the seventh time my wife and I have run the gauntlet of refinancing our home mortgage, over the last 25 years with the 3 homes we have owned.Azin convinced us six weeks ago that mortgage rates were at the lowest rate ever and that we should refinance our home loan this one last time with a 15 year loan. She guided us every step of the way and mitigated the unpleasantry of completing and providing the endless paperwork required throughout the tedious obstacle course of this ordeal.We are so thankful that we listened to Azin, took her advice and today we succeeded in having our new 15 year loan funded.I would highly recommend the professional services of Azin to any of myfriends and acquaintances who are suitable candidates and in the marketto refinance their home loans. She provided us with remarkable expertise and service and made the entire process completely worthwhile and successful.Sincerely,Ralph L. Mercer
Lowest rate we could find! Azin Gerayeli was our loan officer and she was great. We were able to waive our appraisal, but it just took a really long time. They said due to COVId but it took longer then 2 months to close. The notary they arranged came out in 24 hours to get everything signed. overall great experience
I am writing this review as I just wanted everyone to know, what a nice person Kirsten Levin, Senior Mortgage Banker at Lend Plus is. My mother in law was having some issues regarding her mortgage and I had seen your commercial about HARP. So I told my mother in law about it, bringing her into contact with Kirsten. She was so helpful, took her time and explained everything to her. Thanks Kirsten Levin for all you did for my mother-in-law! Im very happy!
My refi funded on 3/13/20, and Lend Plus made it smooth and easy. In particular, a big shout out to Azin Gerayeli, who was ALWAYS available, ALWAYS responded promptly, and did exactly what she said she would do. Everything except final signing was handled via email and text message, and the Lend Plus document uploading system was effortless. Loan processor Edgar Ortega was also super responsive, so there were no delays - the whole process took about a month. Kudos to all, highly recommended.
I have never had a more seamless and stress free loan and escrow process in my life. Paul Neuland’s knowledge and calm demeanor put me at ease. More over, Paul is truly an advocate for his clients. How refreshing to see a gentleman of his integrity and high character in the lending industry. Whether a first time home buyer or an experienced investor, Paul’s industry wisdom and insight will prove to be a valuable asset to you.
I recently refinanced with Lend Plus. Azin Gerayeli helped me to get refinanced. She is very nice, very kind, and very honest. My refinance was very challenging but the way she advised me every step of the process that was amazing. I definitely recommend Every one try lend plus and and ask for Azin. Thank you Azin for the big help.
LendPlus is a amazing company to work with. Neal, who was my loan officer, has a great personality. He is really professional in this field. I can easily say he has a lot of experience. I enjoy working with him. Ty is a great leader. It was my pleasure working with him. I cannot thank him enough for everything he did for me.Grate job LendPlus team. I look forward to doing business with you in the future.👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍
I could not be more disappointed in my experience with LoanPlus. The entire refinance took almost 7 months for a variety of factors, many of which were due to LoanPlus and others that were not. Ironically part of the problem is that the personnel at LoanPlus are quite cordial and seem to want to help. The problem is that having these qualities you can be lulled into the fact that they literally have no clue what they are doing and miss far more commitments that they make to you than they make. I cant count the number of times it seemed like we were done only to learn of some new Fannie Mae requirement they came across that setus back a week or more. I submitted well over 50 documents and escalated my concerns to executive management, yet the process only seemed to slow down. I would definitely select another lender for your mortgage and financing needs.
We have been wanting to refinance our home for sometime and Neal Engler was referred to us by our accountant. Our situation was a bit different then most people. Neal was professional & great in helping us get everything together. I felt that Neal had our best interest from the 1st time I spoke with him on the phone. Again, Thank You Neal for everything you did for us. Also a shout out to Jackie & Edgar for their hard work.
I had a great experience working with my refinance processor Elaine Juezan and her manager Gary Rachner at Lend Plus. They guided me with clear and precise instructions so I can prepare and upload all pertinent documents required for refi purposes via Land Pluss secured web site to expedite the application processes. Within weeks the loan was approved and closed without a hitch. Thanks Elaine and Gary!
Let me start off by saying that this was the worst experience I have ever had. I will be honest with you, I got caught up in the mortgage meltdown of 2008-2009. We had some rental properties that went downhill due to bad renters up in the high desert. We drained our 401ks in order to try to save these houses and not loose our primary home. We ended up loosing all but one of our rentals, and that has hurt us for a long time. We lost the last one in 2014. So this brings us to Lend Plus. I started dealing with Fernando Aristiz when he was at his last company G1 Credit Union. He told me there that he had a program that was able to do a refi as long as the last foreclosure was over three years ago. Great. I was not quite ready to proceed at that time. When I contacted him to let him know that I was ready to move forward, he let me know that he went to work for Lend Plus. He said he could help us and we proceeded with the process. The 2014 issue was disclosed in the application, which he acknowledged that it was there. I told him that if this was going to be an issue that I did not want to proceed. He told me It should not be a problem. I said ok lets move forward. Everything seemed to be moving along. I was contacted by Elaine Juezan who is in underwriting. She asked for more documents that were needed which I got to her right away. We had an expected close date of 5/18 and like I said, things were progressing. There was an issue with getting the insurance right, and that was finally corrected after a week. Then I was told they needed to charge me $231.00 for a third party review of our mortgage, so I gave them our credit card which was charged. 5/18 came and went, and communication from Elaine stopped. I had texted per her request, emailed and even called. No response. I finally had to call Fernando, and he eventually got back to me to tell me that You have a foreclosure in 2014 I said I know that and so did you. He said Yes it was even disclosed in the application. Anyways after a few minutes of arguing that was getting nowhere, I ended the call. This was Thursday evening. On Tuesday, I get a text, not a call, saying that they would not be able to do a loan for us. Communication has been horrible throughout this whole process.So here is my problem. Not only were they not able to do a loan for us, which was disappointing, but not unexpected, but they did things in a way that really screwed things up for us. Their process is so very backwards. There is a check where they look at previous addresses, and that brings up some sort of background check. This was done last, not first. During this background check, the issue from 2014 appeared. That made them look further, and they are using something that happened close to ten years ago against us. I knew the 2014 foreclosure was going to be an issue, but was assured by Fernando that It should not be a problem. This background check should be the first check, not the last. Not only are we out $231.00 for whatever this third party check was, but now I have to fix the insurance. We now have an inquiry on our credit as well. I have a credit score of 829. We have worked hard to put this behind us. We owed $495,000 on our home that we are trying to refinance as of January 2017. We have paid down the mortgage to $285,000 in three years. We have been paying down the mortgages on our other two properties at a faster rate as well. We are not bad people, but were caught up in bad situation set up by predatory lending. These things should be considered when giving a mortgage. So watch out for this company. As far as I am concerned, Fernando is just a salesman. He sells financial products. He might as well go sell used cars since he just tells you what you want to hear in order to close a deal.I am re-posting this as they had me take it down. They said that they would do it as an FHA and now they still denied it going against FHA Guidelines.
I started my refi back in March 2020 with David Truong. Other than the prompt initial engagement, the process has been extremely slow, I paid for the appraisal fee back in April, ever since it is extremely slow and tedious with multiple errors and repeats by the person ended up helping me, Carolyn Young. Because of the delays, I had to repeat many steps, including sending my paystubs 3 times!The refi is still not complete and Lendplus is no longer responding to my inquiries! Cannot believe how bad this lender is! I lost out on all the potential savings from the historical low rates, appraisal fees, and time and effort!!
I found LendPlus by searching online for refi rates. After applying online I heard from Cordie Bogard. She was very responsive and helpful. Cordie and her team were super professional. I was kept informed of what was happening at all times, great communications. The online documentation process was also very convenient. Having dealt with many loans in my life I would rate this experience among the very best. Thanks LendPlus.
I was referred to David Truong so I called him to start working on a refinance. Each dealing with him went from bad to worse. The rate I was quoted kept changing to a higher rate “because my credit score dropped” since they ran my credit twice in two days, with David hoping I didn’t notice. He then quit answering calls. Now, I can’t get in touch with anyone at this business to do anything about the negative impact on my credit history. STAY AWAY FROM THIS COMPANY!!!!
I have to say that Lend Plus was a great help to me. I started out looking at a Refi in Sept. 2019 and as rates began to climb over the next months I began searching in Nov. 2019 for a good rate. After talking to 3 different lenders and the last one (from Lending Tree) I had my inspecting done but I continued to call around about rates. I found Lend Plus online and spoke to Chris Veloz. He beat the current lender I was working with by -0.25% percent for the same loan and I was buying 3 pts. to bring it down more. I decided to jump ship and go with Lend Plus. In the middle of the last market % drop (as I have been following the market) I followed up with Chris about the Refi % to see if I could get a better deal (we hadnt closed yet). For a extra $64 I got a full .25% reduction in my refi (on top of what I was buying down) and closed at 2.75% for a Refi Cash out @ 75% LTV. During the process Chris was very upfront about costs and what would be the best deal for me concerning the amount I wanted to cash and % associated with it. Straight forward and to the point. The closing process was easy and Im glad I switched lenders. My advice for those of you that are getting a refi of any kind is to communicate regularly with your lender, watch the market daily during the process and call your lender to see if rates drop enough, and shop around! Lend Plus took good care of me!!! Check them out...
Cordie Bogard was simply the best! She helped me get the best rate. I cant believe how low, and the closing costs were phenomenally little. Plus she walks me through the whole process with professionalism that was unbeatable, and was always available to answer questions.
Paul was excellent! He is well informed and professional. He was able to lock in an excellent rate and complete the refi in a timely manner. Elaine also helped to make the refi fast and easy. She was equally informed and professional. They are a great team and really know what they are doing. I could recommend Paul & Elaine to anyone looking to refi and tired of the run around.
If I could give 0 stars I would. Had the unfortunate pleasure of trying to work with Jim Panthaki. He is either overwhelmed with customers and cant fulfill his promises or he deliberately lies and misleads his customers. When he was unable to lock in a rate and the cost went up his response was its only a couple hundred dollars Easy to say when its not your money. Got a better rate with lower closing costs from another company. Good luck out there.
Azin Gerayeli was nothing short of amazing! She was helpful through all stages of our home refinancing process. From our initial contact to see if she and Lend Plus could gain our business, until the funding, she was outstanding! We are very picky and she demonstrated extreme patience until we got exactly what we wanted, one of the lowest rates and cost to refinance. She was always available to us and even stuck by us through the closing process until we funded! At our signing of the closing documents, she was available immediately by phone, when I needed clarification on some documents I was unsure of. The whole process was quick from initial contact on February 27th until we funded on April 13th. We are very grateful to her and her expertise!
I was pleased with my experience with Azin Gerayeli. She responded promptly via email, phone, and text and took time to make sure all my questions were fully answered. She confirmed details with me that not all loan officers go over, to make sure everything was exactly the way I wanted. She made me feel as though my best interests were at heart. Thanks Azin!
Refi LendPlus, Diane Kim & Paul Neuland survey reviewI had the need to Refi/cashout of my home to pay for huge amount of medical bills from a bad 2018 year. I also needed to use the cash out for repairs in home. Because of the medical bills/credit issues, I really didn’t believe I could get help elsewhere. In fact several other Brokerages & such Firms would seek my business yet after review, they turned me down.But in came Senior Broker, Diane Kim with LendPlus & Diane did everything possible to help me get this new loan. It was extraordinary how much Diane & subsequently her coworker, Funding Manager, Paul Neuland. And also, they were out-of-state and yet I didn’t matter one bit!At first there was a lot of “hand-holding” on Diane’s part, as I had extreme anxiety every time there seemed to be an issue or problem, but Diane (& subsequently Paul) attacked every concern & eradicated the problem! Again...it was extraordinary what all these 2 did to get my loan secured!!! These 2 also fought for me with their internal Superiors & such and they each spent a considerable amount of hours also talking it through with me-explaining & hearing me out. I suspect many times it was well past their shift & possibly on their own time that they talked me through everything. I have never received this high level of customer service ANYWHERE!I can write many many specific examples of all this review contains, but I’m hoping this written review will be enough to give all those interested in finding stellar representation in this field a reason to use LendPlus. Also, If anyone is lucky enough to have Diane Kim &/or Paul Neuland represent them, they will be blessed & never disappointed!Review/Survey completed by Karen Calvi
I was very fortunate to be able to work with Cordie Bogard, she takes the lending process to the next level from the start to the finish. Cordie is a pleasure to work with, very personal and goes out of her way to stay in touch. She provides her cell number and encourages you to call if you have any issues or problems. On a scale of 1-10 she is a 15 👍, I will be happy to recommend her services anytime. Thank you Cordie
I closed the loan recently, it took too long to go through. First loan officer Fernando was good, but once i decided to go with this loan, experience was not so great with other officer working on it. Communication was unclear, and very ad-hoc, they were too busy to discuss or explain anything. I had closed the loan for about a month, and had to repeatedly request loan officer to provide me installment details. Thank god it is done.
I was very pleased with the service I received from David Truong. He supported me and encouraged me throughout the complete re-financing process. It can be very stressful. Also his Manager Paul was a huge help with a hiccup in the home appraisal. This required a rebuttal and adjusted appraisal amount. Between them they were able to get me my complete funding. I would use Lend Plus again. – Patti O’Connell
I cannot believe how expedient this refinance of ours was.Azin Gerayeli is amazing and very professional. She knows the marketand is ready to get you the best rate possible. Actually the whole processwas like a fine tuned machine. My wife and I recommend Lend Plus above all others. AAA+++
David Truong and Elaine Juezan are the best! Couldnt have asked for a better experience. As a newbie who doesnt understand all the refi jargon, David walked me through the whole process and answered all my questions. Super fast on the communications and was just an overall easy process. Ive recommended to a few friends and theyre re-finance through David as well. Just reach out, send an email, youll come out saving your hard earned money.
My wife and I were extremely appreciative of the outstanding service we received from one of your employees, Ms. Cordie Bogard. As soon as we chose LendPlus to handle our mortgage refinance application, Ms. Bogard expeditiously sent all the paperwork and was assisting us everyday. She has a friendly and personable demeanor. She patiently answered all the questions we asked her and is very knowledgeable. We will not hesitate to recommend Ms. Cordie Bogard to our relatives and friends for their mortgage needs.
I came to know LendPlus through the Harp program. Kirsten Levin called me to follow up with my situation and answer all my questions. She researched and double checked everything. She really is amazing, she really knows her stuff and because I dont, she broke it all down for me in plain English so I could understand and pass this information on to others in my situation. Very easy to talk to, I felt like I was talking with a friend and new she really was trying to help me. No doubt, I would highly recommend her and Lend Plus to everyone. Im telling my son about Kirsten as he will be a first time buyer soon. Again, thank you Kirsten for all the research you did for me and pointing me in the right direction. She knows her stuff! If I ever have any other questions, she would be the first person Id call!
Having seen the ads for HARP, I completed an application and received a call from Kirsten Levin with Lend Plus. I am compelled to state the we were very pleased with her during the whole process which by the way was very quick. We appreciated her knowledge and readiness to answer any questions as well as quell any concerns we may have had. I highly recommend Kirsten Levin and her Team at Lend Plus.
I would like to share mine and my husbands experience with this specific individual at Lend Plus named Paul Neuland! My husband and I began our home purchase a little over a year ago and met him through our realtor. I cannot begin to explain how amazing Paul was throughout this whole process, literally from start to finish he was there to answer every single call, every single question we had. He was very thorough and made sure we understood this process of purchasing a home before we got into signing anything. When i first got in contact with Paul our credit was poor, he then sent us to another company to help us get it fixed. Throughout the whole 6 months dealing with fixing our credit with the other company he was still keeping contact with us. He gave us so much advice and he always rooted for us even when we felt like giving up and told us this was all going to be worth it one day! We loved his positivity and great personality. We then put a stop to the company and let our last items on our credit fall out of dispute and paid our Car loan off. Four months after that, February 2018 he ran credit again and he gave my husband and i the news we had been waiting a whole year for...we got APPROVED for a home loan 🙌🏼 We began house hunting....we came across many homes and Paul pulled up a pretty neat app that showed what our payments would be like etc etc since we were 2 hours away from him and he could not show us in person. If we needed him to show us numbers on a certain price, BOOM within minutes he had it ready to present. He always had an answer for everything ! He is a very honest person, so professional in every way! After about 3 weeks in we found a home we loved and put in our offer immediately. After our offer was accepted we started 30 day escrow the next day. Paul did everything in his will and worked so hard with his team at Lend Plus to get escrow closed sooner than we expected and it happened!!!!!! Escrow was closed at 21 days, a whole 9 days early 😱 I would also like to add how special this process meant to us that Paul drove 2 HOURS just to meet us in person, to see the home we were purchasing and to be present at our escrow signing! Something he DIDNT HAVE TO do but that gesture showed my husband myself and our family how much this meant to him as much as it meant to us! Who else has had an amazing lender show up for their signing ?!?!?!? Yea didn’t think so! He went above and beyond !!!!!! Finally today, after the stress after so much signing we received the keys to our home🏡❤️ And we seriously could not have done this without Paul guiding us the whole way. We are thankful we had Paul by our side as he made it seem so easy with this purchase. We recommend him and this team 110% ! Again, thank you Paul for EVERYTHING you have done for us this past year. We felt that we have built a great relationship and gained a new friend along the way. You’re job title is “mortgage banker” because badass miracle worker isn’t and official job title 😉
This review is for Cordie Bogard, she handled the refinance of my La Mesa home. Ms. Bogard kept me informed throughout the whole process. She always had an upbeat attitude an basically stated not to worry everything would be okay we’re going to get through this. She worked above and beyond for me in my refinance with equity loan. I would recommend Cordie Bogard to all my friends and acquaintances, she did an outstanding job for me.
I just finished my cash out re-fi with LendPlus and Cordie Bogard. I started this process when the Covid 19 really began in mid March, and Cordie walked me through it the entire time, from locking a great rate, to the closing. Whenever I had a question about anything, I could text, call, or email Cordie and I would get a quick informed response. If you need to do a re-fi, go with Lend Plus, and ask for Cordie Bogard, you wont regret it!
Great refinance transaction. Rob was super knowledgeable and guided us through the process. Our last experience was a nightmare, but Rob made this easy and painless. I would refinance or buy a home with Rob any time and will definitely let my friends and family know about him. Rob is the man!!! from the Gonzalez Family
Fernando is very knowledgeable and patient through out the process. Very impressed with the overall process. Although closing took a little bit of time than usual due to unusually high volume of applications, he and the team were following up with me to get to finish line.
Did all the work for the loan the day we where going to sign escrow and close they said something changed in the way the government does loans. but they where just trying to over charge for points and the government wouldnt let them so the loan fell through. After all the work and waiting. And I had to keep calling and emailing to find out what was going on.
Laurie Marquez...youre team is dynamite. In a time when there are so many options, I am so glad I chose you (LendPlus). I spoke with 3 other Loan Officers before I connected with you. I felt comfortable from the very beginning, you gave me options, process, and pricing. Once I pulled the trigger, your team stepped in and the dance started. Everyone moved to the same drum beat. Please let Brian know how much I also appreciated Jackie Diaz, she kept me in step making sure I turned in all of the necessary document on time. Shes a gem. Laurie, my favorite moment when I hit a stall waiting on the IRS, you kept assuring me the information would come...and said a prayer for me. Right on! I would recommend LendPlus in a heartbeat!
Azin did a wonderful job communicating with us and giving advice. Everything she said would happen did happen. Our loan closed in approx. 30 days. I thought this was going to be an arduous process, but it was pretty seamless. I would recommend Azin , Kathy & LendPlus to everyone!!
I highly recommend Brian Hartley and LendPlus. Brian is extremely professional, very knowledgeable, works quickly and efficiently and makes sure to give you the best deal possible on all your home loan and/or refinance needs. He will answer any question you may have and do so in a timely manner. Do not hesitate to give Brian and LendPlus a call
Lend Plus and Paul Neuland helped us buy our forever home. I cannot begin to tell you how Paul’s demeanor and experience helped make a stressful escrow process trouble free. After having a family member go through a devastating and horrible experience with another lender, we entered this process quite nervous but there was no need to fear........Paul was here! I highly recommend Len Plus and specifically Paul Neuland.
Just awesome! This is the 2nd time Ive refinanced my home with Rob. He made it so simple. Rob got my loan closed in 7 days. He got me an appraisal waiver and saved me the time and expense of the appraisal fee.Rob is extremely knowledgeable and he kept me informed every step of the way on both loans Ive closed. I would recommend him to anyone that needs assistance refinancing. Thank so much! MJF.
I wish there were more stars to select. I worked with Cordie Bogard and I cannot say enough great things about her and her work ethic. I had a complicated and difficult financial situation and she worked tirelessly and diligently to find me the best possible financing. She was able to get me all that I asked and then some. She is so knowledgeable and creative in driving for results. She truly puts the needs of her clients first and does not give up until she succeeds. If you want someone who will be in your corner, champion for you, an expert in her field, and get the results, she is the person for you. I wholeheartedly recommend her and look forward to working with her again.
In February of last year, I made a decision to purchase the home that I was currently renting. I live with my partner and her two daughters. I was offered the house below market and we would conduct the transaction under a FSBO agreement. Seemed relatively simple and straightforward. I made contact with my primary private client banker at JP Morgan Chase and was immed approved in writing for a mortgage. Locked in on a 10 year ARM at 3.625%. Heck of a deal. Contract was written and hence I begun what was a 11 month process to seek approval for a loan to purchase this house. Due to the nature of my business I was subsequently denied the loan by not only JP Morgan and US Bank (my other PC banking relationship) but 6 more times due to the fact that I was too high profile in my industry. Alas I was introduced to Ty several months ago and from this point forward I cannot tell you how pleased I was to have met him. Candidly I was kind of snake bit with respect to the whole process and I was inclined to simply walk away from the house all together and go rent somewhere else. Ty from Day One was the voice of reason. He was counselor, therapist, confidant, life coach and strategist. In my 28 years of buying homes, I have NEVER EVER come across an individual who truly cared about his client (me) and gave off such a level of confidence that all would end well. Candidly I have been in sales for over 30 years, and I have never come across an individual who provided above and beyond superior customer service. He owned this deal from the beginning and even when I was prepared to give up, he dragged me back to the table and assured me all would be well. Christmas evening, Christmas Day, 24 hours a day, everyday he was there for me (and my family). He never quit. He worked every angle. Heck he even talked the seller into giving my credits as closing after they threatened to evict me since they were tired of my false promises. He man is literally Yoda, Jedi Mind Master.
I highly recommend Paul Neuland with LendPlus. I recently had the pleasure of working with Paul while purchasing my first home. He is extremely professional, very knowledgeable, works quickly and efficiently and makes sure to give you the best deal possible on your home loan. He will answer any question you may have and will do so in a timely manner. If you are in the market for a home loan, make sure you call Paul first!
Working with Charles Lisciandro was an Awesome experience. I have been with other big name Lenders and they couldn’t help me and think outside the box. Charles listened to my current situation and was able to pay off all may debts even though my credit score was in the low 500s. In spite of all of our issues he was able to close our loan on time. I will be passing on his name to all my family and friends. Thank you for going above and beyond to help us.J & R Contreras
Our experience with Azin Gerayali was exceptional. Azin made every step of the process extremely easy and was very efficient with the way everything was handled! Azin was also intimately knowledgeable with the overall process and took the time to explain when clarifications were sought. Thank you very much for making this otherwise involved process a hassle free experience !! Highly recommended!
I can’t say enough good things about Azin and her company Lendplus. From my first inquiry last December, all the way through getting funded she was personable, highly competent, and always did what she said she was going to do, when she said she was going to do it. I’ve refinanced a number of times in my 73 years and been reasonably happy with the people I’ve worked with, but the experience with Azin was above and beyond, and I am very pleased I chose to use Azin.
Charles Lisciandro closed the most difficult transaction I have ever had in my ten year. Charles stayed focus and collected the whole entire transaction from start to finish. He is truly a magnificent loan officer and professional in every way and had solutions for the challenges we encountered throughout our ordeal. I have had many relationships with loan officers but Charles is my go to loan officer. My client also apologized for her behavior during the escrow process and wanted me to deliver this message to Charles and I quote please tell Charles that I am sorry to cause him grief but I am a really good person Charles you are the greatest, Thank you! Cheers!Fae Driscoll
When I was looking for a new home, I called LendPlus to see if I could qualify for a mortgage. The person I spoke to walked me through the entire purchasing process (I knew so little!), and advised me on different areas where people like me get screwed over by the system. Thanks to LendPlus, my money in escrow was never at risk, and I now am able to enjoy my beautiful new home! Thanks :)
I thought that i was going to regret wanting to refinance our house because of the process and time but Lendplus made it easy and stress free. They let us know every step of the process and we felt at ease with Lendplus.Thank again David Truong, Edgar Ortega and Jackie Diaz for all the help and time you spent with us. Thank you .
Cordie promised that she would provide the lowest overall rates and costs, and she made good on her promise. No other lender came close. She also was always available to answer questions, and facilitate the loan application with patience, competence and efficiency. I recommend her with the utmost assurance.
We had a very good experience with cordie and her crew. She had to explain the process to my husband and I separately almost every step of the way and was incredibly patient and kind to both of us. Any call we made was always returned promptly and any issue we had was quickly resolved. Will go with them again in an instant
I wish there was a zero star to rate this lender. I am glad, with my excellent credit, I am able to find other lenders; please do not waste your time, and chose a better lender wisely. Kathy from underwriting team was extremely painful to work with, I wasted 7 weeks of time with them with no results.
Neal Engler our Sr Mortgage Banker performed a fabulous job of taking us step by step in the loan process. His expert guidance helped us navigate a series of forms and complicated questions. This allowed us to make informed decisions and select the best options for selecting a loan that best met our needs. Neal Engler was available was to answer our questions and there were many through the process. I am certain in the future we will contact Lendplus and Neal Engler when we have need for our next loan.
We decided to use Kevin Cano after searching rates around the Internet. Kevin was the only person to explain fully what to expect, and emailed us what he had on our screen in real time so he could describe to us every detail. There were no hidden fees, hidden cost, secrets, or such tangles in the process with Kevin. Any issue that arose, Kevin went above and beyond to remedy in a very timely manner. Out of our previous home refi or purchase history, this is the only time I have given a 5 star rating, the process with Kevin was that simple. Couldn’t recommend him or LendPlus any more.
LendPlus is dedicated to assist their clients mortgage needs with the best of care and service. Management, mortgage bankers and staff are all knowledgeable, professional, and a pleasure to work with. LendPlus goal is to communicate with a borrower and relay informative information for the borrowers individual needs.
King Mike! I cant say enough good things about my experience with Tri-Emerald Financial or more importantly Michael Bacino. Michael was involved from day one, walked me through every step of buying my first home, and worked all hours to make everything happen. Ive not met a more professional, informative and friendly guy. I put all my trust in Michael and he came through with flying colors. I look forward to doing business with him in the future and highly recommend him and his team.
Worked with Gary Rachner and Kathy Mercer to refi our primary home. From start to finish, it took a mere month to process the paperwork and close the deal. And thats with 2 holidays in the mix (Thanksgiving and Christmas). Professional, honest, no hidden fees, and the best rates around. Would absolutely work with them again in a heartbeat.
I shopped extensively for the company that would be able to give me both the best rate as well as the best service. I decided on LendPlus based on Cordies input/explanations. Everything she said proved true plus I had a great experience with Elaine who co-ordinated all the paper work. You will be pleased if you use these two people and LendPlus.
We just completed a refi with Neal Engler. He was the best! He patiently guided us through the process always checking in and telling us what to expect. He was persistent in getting us the best deal available and helped relieve a stressful situation with humor and a great attitude. Thanks Neal
LendPlus is owned & operated by Tri-Emeral Financial Group, which according to one of the hearing officers at the DLSE, they are on the verge of filing for bankruptcy protection for many of reasons a main one being that they did not pay they their employees (Loan Officers ) commissions; Nor did they pay there Employees. i received a total of 6 Bounced Checks in my 10 months Working for this trashy company , my Commission checks were never correct. I would never ever work for a Company that is this low and disgusting in my Eyes. just ask the California Department of Labor Standards Enforcement (DLSE) how they rate LendPlus/ Tri-Emerald Financial Group....negative star...Theyve bounced multiple checks and have zero accountability...BUYER BEWARE....heed the warning from previous employees....THE OWNERS ARE DISHONEST CROOKS! If you decide to chose them to work with. Request MIke Lensky he is the most Honest person at this Company.
Thank you Cordie Bogard, you have made what might have been a stressful financial transaction into one ofConfidence and hope. Your structure is clear and professional. It was easy to stay in touch for all my concerns.I would recommend you to everyone for a wise and swift financial accomplishment. I am grateful to you.Very Sincerely Yours,Maureen Sander
Thank goodness for Neal at Lend Plus. We felt like anything that could go wrong was going wrong with the purchase of our new home and every hiccup that came along Neal was there to calm us down, fight to help us and come up with alternatives to help make use moving into our new home before our baby arrived happen! Thank you Neal!
I was told it would be a 30 to 45 day close, 90 days later, no close. Only to be told that it would be another 30 days, incompetence at its finest. Trust me when I tell you, run away from this lender. I have an 800 credit score with the work history to back it, so my finances were not an issue, incompetence was the issue.
I recently went through the process of refinancing my home mortgage. To begin with, I reached out to a half dozen different companies and spoke with their representatives, many of whom pushed for me to work with them. Then I met Jim Panthaki from LendPlus over the phone. Jim was the first person to, upfront, give me actual numbers that seemed real and complete as to what I would expect to pay for my refi. Not only were his estimates considerably lower than what others were throwing out, Jim listened to my concerns and answered my questions, as opposed to giving me a pat spiel. Jim explained everything to me, to give me insights on what I might expect as I walked through this refi process with him.After deciding to work with Jim, I found him to be incredibly responsive to any questions that I had. Often times we would talk more than once in a single day. Absolutely everything he had told me about the process and costs proved to be true. Jim would keep in great touch with me.I would describe Jim as honest, transparent, genuine, hard-working, and caring. He clearly had my best interests in mind.I am a professor who does considerable research to try and get to best solutions to challenges. In finding Jim I found the best! I highly recommend Jim Panthaki and his colleagues at LendPlus to you.Tina M.
LendPlus is owned & operated by Tri-Emeral Financial Group, which according to one of the hearing officers at the DLSE, they are on the verge of filing for bankruptcy protection for many of reasons a main one being that they did not pay they their employees (Loan Officers) commissions; just ask the California Department of Labor Standards Enforcement (DLSE) how they rate LendPlus/ Tri-Emerald Financial Group....negative star...Theyve bounced multiple checks and have zero accountability...BUYER BEWARE....heed the warning from previous employees....THE OWNERS ARE DISHONEST CROOKS
Great working with Mr. Pearman,very patient and kind man who gets things done .Thank you .I am really impressed with how fast and smooth it went. little effort on my end and a lotta hard work on you and your team .i am very happy with Lend plus and most of all Lonnie and Cathy .thank you.
He was shifty and manipulative from the beginning. He mentioned one price on Craigslist, another over the phone, yet another in person, and then the paperwork had a totally different quote! Not an honest word comes out of his mouth. He also has a nasty tendency to misplace anything in writing! He lied to us about prices, commissions, and never kept any paperwork. He also acted totally smug and satisfied that he got away with the theft. He never even tried to defend his actions! Hes a liar and a thief. Stay away at all costs.
I WANTED TO MOVE FORWARD IN REFINANCING MY CURRENT HOUSE BACK ON 12/8/20 WITH GARY. I WAS LOCKED IN AT 2.683% WITH A $3,832 LENDER CREDIT. I THEN SUBMITTED ALL OTHER DOCUMENTS THAT WERE NEEDED. 12/14/20 I ASKED-JUST SEEING IF WE ARE STILL ON TRACKREPLY I GOT WAS - YES. WITH COVID ALL LENDERS ARE LOOKING AT 45-60 TURN TIME FROM THE TIME THE LOAN GETS INTO PROCESSING, EXPECT YOUR LOAN TO FUND IN THE MONTH OF JANUARY.-12/28/20 ME: JUST CHECKING IN AGAIN TO SEE IF EVERYTHING IS ON TRACK-REPLY: EVERYTHING IS STILL ON TRACK YES.-ME: SO DO I STILL MAKE MY NORMAL MORTGAGE PAYMENT THATS DUE ON THE 1ST?-REPLY: THE LOAN WILL FUND IN THE MONTH OF JANUARY SO YOU COULD TECHNICALLY NOT PAY IT, LOAN IS NOT LATE WITH CREDIT BUREAUS UNTIL 2/1. AS LONG AS THE LOAN FUNDS BE END OF JANUARY YOU ARE FINE AND WOULD BE ABLE TO SKIP JANUARY AND FEBRUARY PAYMENT....AFTER READING THIS, I DIDNT MAKE MY JANUARY PAYMENT. GARY CLEARLY SAID I DIDNT HAVE TO MAKE MY PAYMENT AS LONG AS EVERYTHING STAYED ON TRACK. HE CLEARLY SAID I DONT NEED TO MAKE MY PAYMENT, SO WHY WOULD I PAY IT?-1/15/21ME: JUST CHECKING IN AGAIN TO MAKE SURE WE ARE STILL ON TRACK?-REPLY: YES EVERYTHING LOOKING GOOD JUST COVID ISSUES MAKING THINGS TAKE A LITTLE LONGER WITH BANKS AND TURN TIMESTHAT SOUNDED TO ME LIKE EVERYTHING WAS ON TRACK. WAS GETTING A LITTLE WORRIED BECAUSEI HADNT HEARD FROM HIM (BESIDES ME TEXTING HIM) OR COLLEEN SINCE 12/17/21. BUT HIM SAYING YES EVERYTHING LOOKING GOOD MADE ME FEEL COMFORTABLE LIKE HE HAD IT UNDER CONTROL.-1/29/21-ME: JUST CHECKING IN AGAIN TO MAKE SURE WE ARE STILL ON TRACK?-REPLY: YES EVERYTHING LOOKING GOOD. JUST A LITTLE BACKED UP DUE TO COVID.SO ONCE AGAIN I THOUGHT WE WERE ON TRACK.-2/2/21, WHILE TALKING ON THE PHONE WITH COLLEEN, I MENTIONED THAT I DIDNT MAKE MY JANUARY PAYMENT, THAT GARY SAID I DIDNT NEED TO. SHE TOLD ME THAT I NEED TO TALK TO GARY NOW. GARY THEN QUICKLY CALLED ME AND SAID HE NEVER TOLD ME NOT TO NOT PAY IT, THAT HE ASSUMED I DID MAKE MY JANUARY PAYMENT AND NOW WE HAVE TO WAIT AND SEE HOW THIS AFFECTS MY CREDIT AND I HAVE TO GET A NEW DIFFERENT CURRENT RATE.SO TO SUM THIS ALL UP; I WASTED A WHOLE LOT OF MY TIME, MISSED OUT ON A 2.683% RATE, A $3,832 LENDER CREDIT, HAD TO PAY $67 LATE FEE, COULD POSSIBLY TAKING A HUGE HIT ON MY CREDIT (SO FAR THEY HAVENT REPORTED ANYTHING, MY CURRENT LOAN TOLD ME THAT I PAID IT JUST IN TIME ON 2/2/21, BUT WELL SEE). IM STUCK WITH MY HIGH PAYMENTS, RATES ARE A LOT HIGHER NOW, THE LENDER CREDITS ARENT AS GOOD NOW. ALL OF THIS BECAUSE OF BAD COMMUNICATION AND NOT HAVING MY LOAN CLOSE ON TRACK LIKE I WAS TOLD IT WAS GOING TO BE.
Cordie was tenacious and unrelenting, Im old school military and believe in Proactive rather than Reactive, haha, there were a few times I wanted to throw in the towell and slack off, but she was right there all the time, pushing forward...felt like one of my marriages...BUT, she believed in herself and her powers with finance and THATS what mattered, even if I didnt, hats off to Cordie!!!
Had the best experience with the staff, which is made up by Dave,Jackie,and Edgar.They made it so easy for me and all along the way were very informative to the step by step process.Always available to answer my question and if I left a voicemail,they responded in a timely manner.SO HAPPY FOR THEIR HELP. AGAIN MANY THANKS TO THEM ALL..😀
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4.6 (199 comments)
Review №1
2022-06-21Brian Kamody was so nice I worked with him twice! After getting burned by poor customer service by a big national lender I got recommended to Brian Kamody at LendPlus by a family member. We did a refinance a few years ago and a purchase this month. Brian is honest, straightforward, extremely knowledgeable, and thorough in making sure the deal gets done on time. Can’t beat those rates and lender credits either. Highly recommend for superior customer service.
Review №2
2020-12-23I have had more than a few refinances over the years and Lendplus has had the best rate and awesome service . Azin Gerayeli and Colleen Gutierrez were two of the professionals on the team that made my loan so pleasant to complete . Always ready to my answer my questions and concerns . Looking forward to deal with them and their team in the future when the need arises. Thanks So much John De Sousa
Review №3
2022-01-26I have purchased two homes and refinance twice now and my experience with Brian Kamody was second to none. I have been in sales for 10+ years and his professionalism made a real impression on me. It is not often that I am impressed by people this day and age but I wanted to hire Brian by then end of our mortgage refinance.He was quick to respond to my general refinancing inquiry on bankrate and showed a genuine interest my specific situation and goals. He laid everything out very clearly from the get go and was extremely responsive throughout the whole process. From start to finish we were done in a little over two weeks and I couldnt be happier. If youre looking for a straightforward mortgage or refinance look no further than Brian Kamody at LendPlus.
Review №4
2019-09-12Hello all,I cannot recommend Cordie Bogard any stronger. I spoke to at least a dozen refi folks at different companies and Cordie came through with everything she promised. I got locked in to the VERY lowest rate 30 year mortgage rate out there - everyone else was at least a tenth of a point higher. Cordie answered my calls, emails and texts right away, every time. If youre looking for honesty, straight forwardness with a very attentive and understanding refi officer, look no farther than Cordie. If rates come down again, shell be getting my call again!Mike WalkerLos Angeles
Review №5
2021-09-04My Wife and I used Lend Plus to purchase our home, and our experience with loan officer Brian Kamody was nothing but the best! He was very knowledgeable with everything associated with our complex loan, and was always a text or phone call away. If we ever buy or sell in the future, we will not hesitate to give him a call or refer him out to anyone we know. Thanks again Brian for everything!
Review №6
2021-09-30I think my whole experience with Lend Plus was remarkable. I worked with Brian Kamody as my loan officer and Colleen Gutierrez as my loan processor. Both were very thorough. From beginning to end, my refinance went extremely smooth and it closed in 3 weeks. I want to give extra kudos to Brian because he was there to pick up his phone anytime I had a question and especially the night we signed with notary. He was very professional and answered any questions my husband or I might have had. Thanks again for taking such good care of us! Sincerely, Laura
Review №7
2021-09-23I did a cash out refinance. I worked with Kevin Cano. Everything you are hoping to have when going through this process was well communicated and clear. Kevin made himself available every time I called with a question or a status update.This loan took maybe 30days and and working with lendplus, specifically Kevin , made it incredibly simple. I have done a few purchases and refinances and I haven’t gotten the communication and promptness that I received with this one.Appreciate the help and the service.
Review №8
2021-03-24Brian Kamody was the best mortgage agent I have ever had and Lend-Plus had the easiest process and completed my refinance in record time. And to top it all off, the rate I received was much better than any other lender. Absolutely amazing service!!! I couldn’t be happier!
Review №9
2022-01-30I connected with Lend Plus, specifically Azin, through an online search and I have now used her 3 times. We are planning to buy another investment property in the near future and will be using her again. Its so crazy how when youre working with Azin and her team they give your loan all of the attention that it needs to close quickly and smoothly. She also does her homework to figure out how to get you the best rates.
Review №10
2021-12-02I used Lend Plus to refinance our home, and my experience with loan officer Cordie Bogard was nothing but the best! The whole team was proactive right from the beginning to closing. This is the fastest loan closing i have ever seen. Thanks again Cordie and Lendplus